Insurance Attorneys

Knowledgeable Colorado lawyers fight for policy holder rights

When you’ve been injured in a vehicle collision, need to seek medical attention in general, your house or business burned, flooded or suffered another casualty, you expect your insurance company to step up and pay your claim. This is especially important if you’ve been injured by an uninsured or underinsured driver. Unfortunately, your own company, despite the fact that you’ve been paying premiums, can be just as adversarial to your claim. At Flanders, Elsberg, Herber & Dunn, LLC, we have extensive experience litigating insurance disputes and bad faith claims. We have specific and detailed knowledge of insurance laws, especially those related to subrogation, where opportunistic insurers often seek unjust enrichment. We have the ability to litigate these types of cases effectively so our clients obtain the benefits they deserve.

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Helping Coloradans enforce the terms of insurance policies

When you take out an insurance policy, your insurer promises to:

• Defend you against liability claims
• Indemnify you for successful claims against you
• Settle with you for your own losses
• Pay all reasonable claims

The company has a contractual duty to deal honestly and fairly, that is, in good faith. Yet, in personal injury cases, catastrophic losses, business valuation losses and other claims, it often takes some prodding to get insurers to live up to their obligations.

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Has your insurer acted in bad faith?

There is no clear-cut definition of bad faith, but there are several indicators, such as:

• Failing to evaluate a claim in a timely manner
• Denying a claim unreasonably
• Making an unreasonably low settlement offer
• Failing to complete the investigation or consider all pertinent facts
• Using intimidation tactics to coerce a settlement

Colorado bad faith statutes give claimants a potent weapon. If your case is successful, you may be able to collect punitive or exemplary damages. Colorado law allows for treble damages in some cases, that is, three times the value of your claim.

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Our Longmont insurance attorneys fight abusive practices

Flanders, Elsberg, Herber & Dunn, LLC is particularly well qualified to litigate insurance bad faith claims when necessary. In addition to our enduring reputation as skilled trial attorneys, our knowledge of insurance law is detailed, specific and effective often leading to early and valuable settlements.

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Contact a determined team of insurance bad faith litigation attorneys

Flanders, Elsberg, Herber & Dunn, LLC has been helping Coloradans deal with insurance claims against insurance companies since 1871. Our knowledgeable of insurance law is a particular strength of our distinguished firm. To schedule a consultation, call us at 303-776-5380 or contact our Longmont office online.